Why are certain thoughts make much sense to us?

"If thou doest well, shalt thou not be accepted? and if thou doest not well, sin lieth at the door. And to thee shall be his desire, and thou shalt rule over him."
Genesis 4:7

In the 50´s, the psychoanalyst Erik Erikson has identified a sequence of eight stages of development from birth to old age. Five of these stages happen in infancy; complete them successful way contributes to the formation of healthy personalities.

The age range and the circumstances are relative, but the phases are significant, being the annotations of this study a reference to reflect about my financial history and his.




By means the work of Jon and Eileen Gallo, in the Gallo Consulting, them traced a series of parallel financial tasks for parents who sought to create a healthy relationship with money in their children or dependents.

Below, look a context that supplies a summary of financial tasks identified by the teams of the Gallo Consulting:

• TRUST: Provide a context. Help her see the world as a safe and secure place.
• AUTONOMY: Help the child distinguish between to like, to want and to need. Attention to demystify the advertisements.
• INITIATIVE: Talk about money. Stimulate curiosity about the cost of things, salaries, donations, purchases, sales, even they do not understand anything, in order to perceive that your relationship with money is neutral, other words, not overestimate or underestimate.
• INDUSTRY or CONSTRUCTIVENESS: Discuss work ethic, "pocket money" and charitable activities. Teach the basics of money management. Not bind "pocket money" with worthiness.
• IDENTITY: Teach the child about bank accounts and credit cards. Avoid frequent demonstrations of extreme behavior that may transmit wrong ideas. Outlining the financial attitudes and actions that can prepare them to function as healthy adults and financially liable when they leave home.

It is possible that some efforts have been made in its history, helping him to mature about their relationship with money in healthy manner. On the other hand, parents that do not realize or ignored such tasks may have encouraged their children to adopt attitudes or negative actions and unusual behaviors such as:

• Lying to the spouse about your spending.
• Incapacity to manage money, excessively materialistic, compulsion to purchase, games, drugs or sex.
• Discuss constantly about money, with much hostility.
• Excessively dependent on the generosity of others, has never learned to appreciate a work of self-interest.
• Compensation for their absence or fault with gifts.
• View a fascination for the rich and celebrities.
• Spend a lot of time creating rich-quick schemes that never offer income.
• Use credit (loans) to have a lifestyle far beyond their possibilities (income).
• Talk incessantly about being a step from poverty when this is not the case.
• Make ALL payments in cash or refuse to have a credit card or get a loan when you are doing well financially.

Photo by Dundee in
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One definition widely used and developed by Theodore Millon defines personality how "a pattern of traces deeply rooted and widely exhibited cognitive [how we think], affective [how we feel] and in a manner visibly behavior [we behave] that persist for extended periods of time".

Therefore, our financial personality is what we think about money, how we we feel and behave in relation money. Your financial history has much to say about your financial personality, then experiment tell it to yourself (try write placing himself in third person) to reflect on their motivations and their truths.

Go beyond the blessings!